Overview
Snowball Your Debt is a budgeting and debt-payoff planning website. The site helps users organize bills, paychecks, debt balances, payoff targets, and related planning information.
This site does not connect to your bank account, move money, pay bills, negotiate with creditors, or provide individualized financial, legal, tax, or credit advice.
Information you provide
You may enter information into the calculator or dashboard so the site can help you plan. This may include:
- Bill names, due dates, payment amounts, balances, and payment status.
- Debt names, balances, minimum payments, APRs, payoff targets, and notes.
- Paycheck amounts, pay frequency, payday dates, and spending categories.
- Account information used for sign-in, such as an email address when you create an account.
Please do not enter sensitive information that is not needed for planning, such as full account numbers, Social Security numbers, passwords, or bank login credentials.
How information is used
Information you enter may be used to show your dashboard, calculate paycheck windows, organize bills, estimate payoff progress, and save your plan when you are signed in.
Information may also be used to maintain, secure, troubleshoot, and improve the site.
Firebase authentication and storage
Snowball Your Debt uses Firebase services for account sign-in and saved dashboard data. Firebase may process account and technical information according to its own policies and service terms.
If you create an account, your saved bill and debt planning data may be associated with that account so you can return to it later.
Calculator use without an account
You may be able to use parts of the calculator without creating an account. Information entered into a local calculator session may not be available later unless you create an account or otherwise save it through the site features.
Affiliate and referral links
Some pages may include affiliate or referral links. If you click those links or make a purchase through them, the third-party site may know that you came from Snowball Your Debt.
As an Amazon Associate, Snowball Your Debt earns from qualifying purchases. Affiliate links do not change the price you pay.
Third-party websites
The site may link to third-party websites, including Amazon, financial institutions, government resources, or other educational resources. Those websites have their own privacy policies and practices. Snowball Your Debt is not responsible for the privacy practices of third-party websites.
Cookies, logs, and technical data
The site and its service providers may use cookies, local storage, logs, or similar technologies to support login, security, site functionality, and basic operation. Technical data may include browser type, device information, pages visited, and error information.
Your choices
- You can choose not to create an account.
- You can choose what planning information to enter.
- You can avoid entering unnecessary sensitive details.
- You can stop using the site if you do not agree with this policy.
Children's privacy
Snowball Your Debt is intended for adults managing household finances and debt payoff planning. It is not intended for children.
Changes to this policy
This Privacy Policy may be updated from time to time. When it changes, the updated date on this page will be revised.
Contact
If you have questions about this Privacy Policy, use the contact method provided by Snowball Your Debt where available.