01
Plan by Paycheck
See which bills belong to each check so you are not guessing what money is safe.
Paycheck-first debt payoff
Take Control of Your Bills, One Paycheck at a Time
Snowball Your Debt helps you organize bills, plan paychecks, use a debt payoff calculator, and see what is actually left after bills before extra spending.
Start with the calculator. No account is needed unless you want to save your plan.
No bank connection
No account numbers
You control what you enter
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Learn the method: Paycheck budget planner | Debt snowball by paycheck | Debt payoff dashboard
What To Do First
Use the calculator for a quick plan, then save it only if you want to keep tracking each payday.
02
Track Debt Progress
Watch balances shrink as payments are applied and your payoff target updates.
03
Use the Snowball Method
Pay off the smallest debt, free the payment, then roll that money into the next target.