:root {
  --syd-ret-navy: #16324f;
  --syd-ret-blue: #2e6f95;
  --syd-ret-green: #168a73;
  --syd-ret-gold: #d9982f;
  --syd-ret-ink: #22313f;
  --syd-ret-muted: #5b6b7a;
  --syd-ret-line: #c8dbe8;
  --syd-ret-ice: #e9f2f7;
  --syd-ret-soft: #f5f9fb;
  --syd-ret-white: #ffffff;
  color-scheme: light;
}

.syd-ret-page {
  min-height: 100vh;
  background:
    radial-gradient(circle at 12% 7%, rgba(46, 111, 149, 0.16), transparent 30%),
    radial-gradient(circle at 88% 8%, rgba(217, 152, 47, 0.13), transparent 28%),
    linear-gradient(180deg, #e9f2f7 0%, #f7fafc 36%, #eef6f8 100%);
  color: var(--syd-ret-ink);
}

.syd-ret-hero {
  overflow: hidden;
  padding: 64px 0 92px;
  background:
    radial-gradient(circle at 78% 22%, rgba(120, 181, 223, 0.28), transparent 31%),
    linear-gradient(135deg, #0f2347 0%, #174d78 56%, #176f73 100%);
  color: #ffffff;
}

.syd-ret-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(320px, 0.72fr);
  gap: 56px;
  align-items: center;
}

.syd-ret-kicker {
  display: block;
  margin-bottom: 14px;
  color: #a7f3d0;
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.syd-ret-hero h1 {
  max-width: 760px;
  margin: 0;
  font-size: clamp(2.45rem, 5.6vw, 4.9rem);
  line-height: 0.98;
  letter-spacing: -0.045em;
}

.syd-ret-hero-copy > p {
  max-width: 720px;
  margin: 24px 0 0;
  color: #e6f0fb;
  font-size: 1.08rem;
  line-height: 1.7;
}

.syd-ret-proof-line {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 24px;
  margin-top: 24px;
  color: #f0fdf4;
  font-size: 0.9rem;
  font-weight: 750;
}

.syd-ret-proof-line span::before {
  content: "✓";
  margin-right: 7px;
  color: #86efac;
  font-weight: 950;
}

.syd-ret-hero-preview {
  padding: 24px;
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.95);
  color: var(--syd-ret-navy);
  box-shadow: 0 30px 65px rgba(4, 18, 38, 0.28);
  transform: rotate(1.2deg);
}

.syd-ret-preview-label {
  color: var(--syd-ret-blue);
  font-size: 0.74rem;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.syd-ret-hero-preview > strong {
  display: block;
  margin: 8px 0 20px;
  font-size: clamp(2rem, 5vw, 3.4rem);
  letter-spacing: -0.04em;
}

.syd-ret-preview-row {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding: 12px 0;
  border-top: 1px solid var(--syd-ret-line);
  color: var(--syd-ret-muted);
}

.syd-ret-preview-row strong {
  color: var(--syd-ret-navy);
}

.syd-ret-main {
  position: relative;
  z-index: 2;
  margin-top: 32px;
  padding-bottom: 72px;
}

.syd-ret-calculator {
  display: grid;
  grid-template-columns: minmax(340px, 0.82fr) minmax(0, 1.18fr);
  gap: 20px;
  align-items: start;
}

.syd-ret-input-panel,
.syd-ret-result-panel,
.syd-ret-section {
  border: 1px solid rgba(174, 200, 220, 0.9);
  background: rgba(255, 255, 255, 0.97);
  box-shadow: 0 20px 46px rgba(22, 50, 79, 0.11);
}

.syd-ret-input-panel {
  position: sticky;
  top: 18px;
  overflow: hidden;
  border-radius: 22px;
}

.syd-ret-panel-head {
  padding: 22px 24px;
  background: linear-gradient(135deg, #16324f, #245e7d);
  color: #ffffff;
}

.syd-ret-panel-head span {
  color: #a7f3d0;
  font-size: 0.74rem;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.syd-ret-panel-head h2 {
  margin: 7px 0 0;
  color: #ffffff;
  font-size: 1.55rem;
}

.syd-ret-field-group {
  padding: 20px 22px;
  border-top: 1px solid #dce9f1;
}

.syd-ret-field-group h3 {
  margin: 0 0 4px;
  color: var(--syd-ret-navy);
  font-size: 1rem;
}

.syd-ret-field-group > p {
  margin: 0 0 15px;
  color: var(--syd-ret-muted);
  font-size: 0.84rem;
  line-height: 1.5;
}

.syd-ret-field-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.syd-ret-field {
  display: grid;
  gap: 7px;
  min-width: 0;
}

.syd-ret-field.syd-ret-wide {
  grid-column: 1 / -1;
}

.syd-ret-field label {
  color: var(--syd-ret-navy);
  font-size: 0.81rem;
  font-weight: 800;
  line-height: 1.3;
}

.syd-ret-field input,
.syd-ret-field select {
  width: 100%;
  min-width: 0;
  min-height: 48px;
  box-sizing: border-box;
  border: 1px solid #9fbed3;
  border-radius: 11px;
  background: #ffffff !important;
  color: var(--syd-ret-navy) !important;
  -webkit-text-fill-color: var(--syd-ret-navy);
  caret-color: var(--syd-ret-navy);
  font: inherit;
  font-weight: 650;
  padding: 10px 12px;
}

.syd-ret-field input::placeholder {
  color: #64748b !important;
  -webkit-text-fill-color: #64748b;
  opacity: 1;
}

.syd-ret-field input:focus,
.syd-ret-field select:focus {
  outline: 0;
  border-color: var(--syd-ret-blue);
  box-shadow: 0 0 0 4px rgba(46, 111, 149, 0.15);
}

.syd-ret-range-row {
  display: flex;
  align-items: center;
  gap: 12px;
}

.syd-ret-range-row input[type="range"] {
  min-height: 30px;
  padding: 0;
  accent-color: var(--syd-ret-green);
  box-shadow: none;
}

.syd-ret-range-row output {
  min-width: 54px;
  color: var(--syd-ret-navy);
  font-size: 0.92rem;
  font-weight: 900;
  text-align: right;
}

.syd-ret-presets {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-bottom: 12px;
}

.syd-ret-presets button,
.syd-ret-age-card,
.syd-ret-calculate {
  min-height: 48px;
  border: 0;
  font: inherit;
  cursor: pointer;
}

.syd-ret-presets button {
  border: 1px solid #acc8da;
  border-radius: 10px;
  background: #f3f8fb;
  color: var(--syd-ret-navy);
  font-size: 0.82rem;
  font-weight: 850;
}

.syd-ret-presets button:hover,
.syd-ret-presets button.is-selected {
  border-color: var(--syd-ret-blue);
  background: var(--syd-ret-blue);
  color: #ffffff;
}

.syd-ret-advanced {
  border-top: 1px solid #dce9f1;
}

.syd-ret-advanced summary {
  padding: 17px 22px;
  color: var(--syd-ret-navy);
  font-weight: 850;
  cursor: pointer;
}

.syd-ret-advanced[open] summary {
  border-bottom: 1px solid #dce9f1;
}

.syd-ret-calculate {
  width: calc(100% - 44px);
  margin: 20px 22px 22px;
  border-radius: 12px;
  background: linear-gradient(135deg, #f4c963, #d9982f);
  color: var(--syd-ret-navy);
  font-weight: 950;
  box-shadow: 0 12px 24px rgba(217, 152, 47, 0.25);
}

.syd-ret-calculate:hover {
  filter: brightness(1.03);
  transform: translateY(-1px);
}

.syd-ret-error,
.syd-ret-limit-notice {
  margin: 0 22px 18px;
  padding: 12px 14px;
  border-radius: 10px;
  font-size: 0.84rem;
  font-weight: 750;
  line-height: 1.45;
}

.syd-ret-error {
  border: 1px solid #fecaca;
  background: #fff1f2;
  color: #991b1b;
}

.syd-ret-limit-notice {
  border: 1px solid #f2d487;
  background: #fff9e9;
  color: #6f4a0a;
}

.syd-ret-result-panel {
  overflow: hidden;
  border-radius: 22px;
}

.syd-ret-result-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(220px, 0.85fr);
  gap: 18px;
  padding: 26px;
  background:
    radial-gradient(circle at 92% 0%, rgba(134, 239, 172, 0.22), transparent 32%),
    linear-gradient(135deg, #16324f, #174f72);
  color: #ffffff;
}

.syd-ret-result-hero span,
.syd-ret-result-hero small {
  color: #dbeafe;
}

.syd-ret-result-hero > div > strong {
  display: block;
  margin: 7px 0 5px;
  color: #ffffff;
  font-size: clamp(2.3rem, 5vw, 4.1rem);
  letter-spacing: -0.045em;
}

.syd-ret-result-mini-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.syd-ret-result-mini {
  padding: 13px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.09);
}

.syd-ret-result-mini span {
  display: block;
  min-height: 2.4em;
  font-size: 0.75rem;
  font-weight: 750;
  line-height: 1.2;
}

.syd-ret-result-mini strong {
  display: block;
  margin-top: 5px;
  color: #ffffff;
  font-size: 1.08rem;
}

.syd-ret-result-body {
  padding: 24px 26px 28px;
}

.syd-ret-result-body h2,
.syd-ret-result-body h3,
.syd-ret-section h2,
.syd-ret-section h3 {
  color: var(--syd-ret-navy);
}

.syd-ret-result-body h2 {
  margin: 0;
  font-size: 1.35rem;
}

.syd-ret-helper {
  color: var(--syd-ret-muted);
  font-size: 0.9rem;
  line-height: 1.6;
}

.syd-ret-scenario-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 16px;
}

.syd-ret-scenario {
  padding: 15px;
  border: 1px solid var(--syd-ret-line);
  border-radius: 13px;
  background: #f7fbfd;
}

.syd-ret-scenario.is-middle {
  border-color: #80c5aa;
  background: #f0fbf5;
}

.syd-ret-scenario span,
.syd-ret-scenario small {
  display: block;
  color: var(--syd-ret-muted);
  font-size: 0.76rem;
  font-weight: 750;
}

.syd-ret-scenario strong {
  display: block;
  margin: 6px 0 3px;
  color: var(--syd-ret-navy);
  font-size: 1.32rem;
}

.syd-ret-chart-wrap {
  margin-top: 20px;
  padding: 12px 10px 2px;
  border: 1px solid var(--syd-ret-line);
  border-radius: 14px;
  background: linear-gradient(180deg, #f8fbfd, #ffffff);
}

.syd-ret-chart-wrap svg {
  display: block;
  width: 100%;
  height: auto;
}

.syd-ret-grid line {
  stroke: #dce8f0;
  stroke-width: 1;
}

.syd-ret-line {
  fill: none;
  stroke-width: 5;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.syd-ret-line-low { stroke: #78b5df; }
.syd-ret-line-mid { stroke: #168a73; }
.syd-ret-line-high { stroke: #d9982f; }

.syd-ret-axis-labels text {
  fill: #5b6b7a;
  font-size: 14px;
  font-weight: 700;
}

.syd-ret-breakdown {
  margin-top: 26px;
}

.syd-ret-breakdown-row {
  display: grid;
  grid-template-columns: minmax(130px, 0.72fr) minmax(160px, 1.28fr) minmax(90px, auto);
  gap: 12px;
  align-items: center;
  margin-top: 11px;
}

.syd-ret-breakdown-row span,
.syd-ret-breakdown-row strong {
  font-size: 0.84rem;
}

.syd-ret-breakdown-row span {
  color: var(--syd-ret-muted);
  font-weight: 750;
}

.syd-ret-breakdown-row strong {
  color: var(--syd-ret-navy);
  text-align: right;
}

.syd-ret-breakdown-track {
  overflow: hidden;
  height: 10px;
  border-radius: 999px;
  background: #e6eef4;
}

.syd-ret-breakdown-track i {
  display: block;
  width: 0;
  height: 100%;
  border-radius: inherit;
  transition: width 220ms ease;
}

#retStartingBar { background: #16324f; }
#retEmployeeBar { background: #2e6f95; }
#retEmployerBar { background: #d9982f; }
#retGrowthBar { background: #168a73; }

.syd-ret-goal-message {
  margin-top: 22px;
  padding: 14px 16px;
  border-left: 4px solid var(--syd-ret-gold);
  background: #fff9e9;
  color: #5b4517;
  font-weight: 750;
  line-height: 1.55;
}

.syd-ret-section {
  margin-top: 22px;
  padding: 26px;
  border-radius: 20px;
}

.syd-ret-section-head {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  align-items: end;
  margin-bottom: 18px;
}

.syd-ret-section-head h2 {
  margin: 0;
  font-size: 1.45rem;
}

.syd-ret-section-head p {
  max-width: 620px;
  margin: 0;
  color: var(--syd-ret-muted);
  line-height: 1.55;
}

.syd-ret-age-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 10px;
}

.syd-ret-age-card {
  display: grid;
  gap: 6px;
  min-width: 0;
  padding: 15px 12px;
  border: 1px solid var(--syd-ret-line);
  border-radius: 13px;
  background: #f6fafc;
  color: var(--syd-ret-navy);
  text-align: left;
}

.syd-ret-age-card:hover,
.syd-ret-age-card.is-selected {
  border-color: var(--syd-ret-green);
  background: #effaf4;
  box-shadow: 0 8px 18px rgba(22, 138, 115, 0.1);
}

.syd-ret-age-card span {
  color: var(--syd-ret-muted);
  font-size: 0.76rem;
  font-weight: 800;
}

.syd-ret-age-card strong {
  font-size: 1.08rem;
}

.syd-ret-age-card small {
  color: var(--syd-ret-muted);
  font-size: 0.7rem;
  line-height: 1.35;
}

.syd-ret-table-wrap {
  overflow-x: auto;
  border: 1px solid var(--syd-ret-line);
  border-radius: 14px;
}

.syd-ret-table {
  width: 100%;
  min-width: 740px;
  border-collapse: collapse;
}

.syd-ret-table th,
.syd-ret-table td {
  padding: 13px 14px;
  border-bottom: 1px solid #dce8f0;
  color: var(--syd-ret-ink);
  font-size: 0.83rem;
  text-align: left;
  white-space: nowrap;
}

.syd-ret-table th {
  background: #edf6fb;
  color: var(--syd-ret-navy);
  font-size: 0.72rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.syd-ret-table td span {
  display: block;
  margin-top: 3px;
  color: var(--syd-ret-muted);
  font-size: 0.72rem;
}

.syd-ret-withdrawal-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.syd-ret-withdrawal-card {
  padding: 18px;
  border: 1px solid var(--syd-ret-line);
  border-radius: 14px;
  background: linear-gradient(145deg, #ffffff, #f3f8fb);
}

.syd-ret-withdrawal-card span,
.syd-ret-withdrawal-card small {
  display: block;
  color: var(--syd-ret-muted);
}

.syd-ret-withdrawal-card strong {
  display: block;
  margin: 8px 0 5px;
  color: var(--syd-ret-navy);
  font-size: 1.55rem;
}

.syd-ret-disclosure {
  margin-top: 18px;
  padding: 15px 17px;
  border-left: 4px solid var(--syd-ret-blue);
  background: #edf6fb;
  color: #41586a;
  font-size: 0.86rem;
  line-height: 1.6;
}

.syd-ret-content-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.syd-ret-content-card {
  padding: 19px;
  border: 1px solid var(--syd-ret-line);
  border-radius: 14px;
  background: #ffffff;
}

.syd-ret-content-card h3 {
  margin: 0 0 8px;
  font-size: 1rem;
}

.syd-ret-content-card p {
  margin: 0;
  color: var(--syd-ret-muted);
  font-size: 0.88rem;
  line-height: 1.6;
}

.syd-ret-methodology {
  padding: 0;
}

.syd-ret-methodology summary {
  padding: 19px 22px;
  color: var(--syd-ret-navy);
  font-weight: 850;
  cursor: pointer;
}

.syd-ret-methodology-body {
  padding: 0 22px 20px;
  border-top: 1px solid var(--syd-ret-line);
}

.syd-ret-methodology-body p {
  margin: 16px 0 0;
  color: var(--syd-ret-muted);
  line-height: 1.65;
}

@media (max-width: 980px) {
  .syd-ret-hero-grid,
  .syd-ret-calculator {
    grid-template-columns: 1fr;
  }

  .syd-ret-hero-grid {
    gap: 32px;
  }

  .syd-ret-hero-preview {
    max-width: 620px;
    transform: none;
  }

  .syd-ret-input-panel {
    position: static;
  }

  .syd-ret-age-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

@media (max-width: 700px) {
  .syd-ret-hero {
    padding: 42px 0 76px;
  }

  .syd-ret-hero h1 {
    font-size: clamp(2.2rem, 12vw, 3.4rem);
  }

  .syd-ret-main {
    margin-top: 20px;
  }

  .syd-ret-input-panel,
  .syd-ret-result-panel,
  .syd-ret-section {
    border-radius: 16px;
  }

  .syd-ret-field-grid,
  .syd-ret-result-hero,
  .syd-ret-scenario-grid,
  .syd-ret-withdrawal-grid,
  .syd-ret-content-grid {
    grid-template-columns: 1fr;
  }

  .syd-ret-field-group,
  .syd-ret-panel-head,
  .syd-ret-result-body,
  .syd-ret-result-hero,
  .syd-ret-section {
    padding-left: 17px;
    padding-right: 17px;
  }

  .syd-ret-result-mini-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .syd-ret-breakdown-row {
    grid-template-columns: 1fr auto;
  }

  .syd-ret-breakdown-track {
    grid-column: 1 / -1;
    grid-row: 2;
  }

  .syd-ret-section-head {
    display: block;
  }

  .syd-ret-section-head p {
    margin-top: 8px;
  }

  .syd-ret-age-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 420px) {
  .syd-ret-result-mini-grid,
  .syd-ret-age-grid {
    grid-template-columns: 1fr;
  }

  .syd-ret-presets {
    grid-template-columns: 1fr;
  }
}

@media (prefers-reduced-motion: reduce) {
  .syd-ret-breakdown-track i,
  .syd-ret-calculate {
    transition: none;
  }
}