Snowball Your Debt

Stress-Free Paycheck Method

My Bills Dashboard

Track bills, balances, payments, and what money is left after each paycheck.

Current Paycheck Snapshot Bills first. Then decide what is available.
Available After Bills $0.00 After assigned bills
Usable cash now Not checked Optional reality check
Next Bill

Set up your paycheck plan

Add your paycheck amount, next payday, and bills. The dashboard will help show what is covered and what is still pending.

Paycheck Amount $0.00 Save setup
Bills This Check $0.00 Current paycheck
Debt Remaining $0.00 Active debt balances

Paycheck Snapshot

Next 3 checks

Quick view of assigned bills, pending bills, and money left by paycheck.

Budget Setup

Enter what you normally bring home and your next payday.

Need to start over? Clears every saved bill from this dashboard. Your paycheck setup stays.

Add a Bill, Debt, or Expense

Add the bill, balance, payment, due date, and frequency. Irregular or one-time items can use a $0 payment without inflating monthly totals.

Your entries are private. Data is encrypted and stored securely on Google Cloud, only you can see it, and we never ask for bank logins or account numbers.

Bills & Debts

0 total Editable

Update balances, apply payments, mark bills paid, or remove bills you no longer need.

# Bill Name Balance Payment Due Date Est Payoff Type Paycheck Paid Actions
Calendar View

Bill Calendar

See paydays and upcoming bills by date without changing your saved bills.

Current Paycheck Status

This only counts bills assigned to the current paycheck.

Budget Status Save setup to calculate

Save your budget setup and add bills to see your paycheck status.

Debt Progress

0%
Starting Debt $0.00
Current Debt $0.00
Debt Paid Down $0.00
Monthly Payments Freed $0.00

Add debt balances to see payoff progress.

Debt math uses active saved debts. Deleting a mistaken bill removes it from totals. Re-adding it counts it once.

Emergency Fund Planner

Smart Funds

Plan ahead for major expenses before they derail your debt payoff. Add up to 3 goals here, such as property tax, car repair, Christmas, vacation, or an emergency cushion.

Separate from debt
How Smart Funds work

Smart Funds are planning goals only. They do not count as debt, they do not get added to your bill totals, and this dashboard does not move or pay money for you. Enter the target amount, what you already have saved, and the deadline. Snowball estimates what you may need per paycheck so you can decide what to set aside after your real bills are handled.

Use this area to keep important expenses visible. After you make a real transfer or payment outside the app, update the saved amount here so the dashboard stays accurate.

Smart Funds stay here and are not included in debt totals.

Important: This section is a tracker and planning tool only. Pay your actual bills first, then decide whether to set aside money for a Smart Fund. Snowball does not hold, transfer, or pay this money for you. Update this section after you make the real-world payment or transfer so your plan stays accurate.
Coach Chat

Snowball Coach

Coach
Coach
Hey, I'm here. Ask me about a bill, paycheck, debt payoff, or money decision whenever you're ready.

This coach provides planning help only. It does not pay bills, access your bank, or replace professional financial advice.

Smart Payoff Focus

Next Best Move

Coach

No debt target yet

Add your debts and payments. The dashboard will point you toward the next smallest active balance.

Handle assigned bills first. Then send extra money to the smallest active debt so your snowball keeps moving.
Snowball Goal 0%

Add an active debt balance to see the next payoff target.

Important Reminder

Quick Reminder

This dashboard tracks and coaches, but it does not pay bills for you. Confirm real payments with your bank, lender, or provider before marking anything paid.