Snowball Your Debt

Stress-Free Paycheck Method

My Bills Dashboard

Track bills, balances, payments, and what money is left after each paycheck.

Today’s money picture

Set up your paycheck plan

Add your paycheck amount, next payday, and bills. The dashboard will help show what is covered and what is still pending.

Paycheck Amount $0.00 Save setup
Bills This Check $0.00 Current paycheck
Left After Bills $0.00 After assigned bills
Debt Remaining $0.00 Active debt balances

Budget Setup

Enter what you normally bring home and your next payday.

Current Paycheck Status

This only counts bills assigned to the current paycheck.

Budget Status Save setup to calculate

Save your budget setup and add bills to see your paycheck status.

Finance AI Coach

Ask Snowball Coach

AI

Ask targeted questions about payoff order, cash-flow wins, bill timing, or extra payments. The coach uses the dashboard numbers shown here.

Ask a paycheck or debt snowball question to get a focused answer.

This coach provides planning help only. It does not pay bills, access your bank, or replace professional financial advice.

Paycheck Snapshot

Next 3 checks

Quick view of assigned bills, pending bills, and money left by paycheck.

Add a Bill, Debt, or Expense

Add the bill, balance, payment, due date, and frequency. Irregular or one-time items can use a $0 payment without inflating monthly totals.

Bills & Debts

Editable

Update balances, apply payments, mark bills paid, or remove bills you no longer need.

# Bill Name Balance Payment Due Date Paycheck Paid Actions

Debt Progress

0%
Starting Debt $0.00
Current Debt $0.00
Debt Paid Down $0.00
Monthly Payments Freed $0.00

Add debt balances to see payoff progress.

Debt math uses active saved debts. Deleting a mistaken bill removes it from totals. Re-adding it counts it once.

Smart Payoff Focus

Next Best Move

Coach

No debt target yet

Add your debts and payments. The dashboard will point you toward the next smallest active balance.

Handle assigned bills first. Then send extra money to the smallest active debt so your snowball keeps moving.
Snowball Goal 0%

Add an active debt balance to see the next payoff target.

Important Reminder

Quick Reminder

This dashboard tracks and coaches, but it does not pay bills for you. Confirm real payments with your bank, lender, or provider before marking anything paid.